:root {
  color-scheme: light;
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, "Segoe UI", Arial, sans-serif;
  color: #061527;
  background: #f5f8fb;
  font-synthesis: none;
  letter-spacing: 0;
  --navy: #061527;
  --midnight: #020817;
  --cyan: #25e4e1;
  --muted: #52687e;
  --line: #dce6ef;
  --radius: 8px;
}

* { box-sizing: border-box; }
body { margin: 0; }
a { color: inherit; text-decoration: none; }
button { font: inherit; }
p { line-height: 1.65; }
section[id], details[id] { scroll-margin-top: 24px; }
.container { width: min(1180px, calc(100% - 64px)); margin-inline: auto; }
.skip-link { position: absolute; top: -80px; left: 16px; padding: 12px; z-index: 5; background: #fff; }
.skip-link:focus { top: 10px; }

.site-header { background: #0e1726; border-bottom: 1px solid #263346; color: #fff; }
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 28px;
  width: min(1280px, calc(100% - 64px));
  min-height: 84px;
  margin-inline: auto;
}

.brand { display: inline-flex; flex-direction: column; flex-shrink: 0; line-height: 1.1; }
.brand strong { font-size: 25px; font-weight: 850; }
.brand strong span { color: var(--cyan); }
.brand-division { margin-top: 5px; color: #b7c9db; font-size: 13px; }
.site-nav { display: flex; flex-wrap: wrap; gap: 24px; }
.site-nav a, .footer-nav a { font-size: 13px; font-weight: 700; }
.site-nav a { color: #d4e1ed; }
.site-nav a:hover, .footer-nav a:hover { color: var(--cyan); }

.hero {
  position: relative;
  isolation: isolate;
  display: flex;
  align-items: center;
  min-height: 590px;
  padding: 64px 0;
  overflow: hidden;
  background: var(--navy);
  color: #fff;
}

.hero-image {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center 68%;
  z-index: -2;
}

.hero::before {
  content: "";
  position: absolute;
  inset: 0;
  background: rgb(2 8 23 / 72%);
  z-index: -1;
}

.hero-content { width: 100%; max-width: 680px; }
.eyebrow { margin: 0 0 14px; font-size: 12px; font-weight: 800; color: #097884; text-transform: uppercase; }
.hero .eyebrow { color: #7ef3f1; }
h1 { margin: 0; font-size: 52px; line-height: 1.12; font-weight: 800; }
.description { max-width: 500px; margin: 22px 0 28px; font-size: 18px; line-height: 1.65; color: #d9e5ee; }
.hero-note { margin: 18px 0 0; font-size: 12px; color: #c0d3e2; }
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 52px;
  padding: 14px 30px;
  border: 0;
  border-radius: var(--radius);
  color: var(--midnight);
  background: var(--cyan);
  box-shadow: 0 8px 22px rgb(6 158 168 / 14%);
  font-size: 14px;
  font-weight: 800;
  text-align: center;
  transition: background 150ms ease, box-shadow 150ms ease;
}
.button:hover { background: #6ffafa; box-shadow: 0 10px 24px rgb(6 158 168 / 20%); }
.header-cta { min-height: 44px; padding: 12px 18px; font-size: 12px; flex-shrink: 0; }
a:focus-visible, summary:focus-visible { outline: 3px solid #069ea8; outline-offset: 5px; }
.insurance-options, .how-it-works, .about-section { padding: 64px 0; }
.insurance-options { background: #f0f6fa; }
.section-heading { max-width: 700px; margin: 0 auto 32px; text-align: center; }
h2 { margin: 0; font-size: 32px; line-height: 1.22; font-weight: 800; }
h3 { margin: 0 0 12px; font-size: 21px; line-height: 1.3; }
.section-heading > p:last-child, .section-intro { color: var(--muted); font-size: 15px; margin: 16px 0 0; }
.options-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 20px; }
.option-card { display: flex; flex-direction: column; padding: 26px; background: #fff; border: 1px solid var(--line); border-radius: var(--radius); box-shadow: 0 12px 28px rgb(7 24 42 / 6%); }
.option-card::before { content: ""; width: 30px; height: 3px; background: #069ea8; margin-bottom: 20px; }
.card-kicker { font-size: 11px; color: #097884; font-weight: 700; margin: 0 0 8px; }
.option-card > p:not(.card-kicker) { font-size: 14px; color: var(--muted); margin: 0 0 22px; }
.option-card > p.card-footnote { padding-top: 18px; margin: auto 0 0; border-top: 1px solid var(--line); font-size: 12px; }
.how-it-works { background: #fff; }
.steps-grid { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 24px; list-style: none; margin: 0; padding: 0; }
.steps-grid li { display: flex; align-items: flex-start; gap: 14px; padding: 22px 0; border-top: 1px solid var(--line); }
.step-number { width: 30px; height: 30px; display: grid; place-items: center; flex: 0 0 30px; border-radius: 50%; background: var(--cyan); font-size: 13px; font-weight: 800; }
.steps-grid h3 { font-size: 16px; margin: 3px 0 10px; }
.steps-grid p { font-size: 14px; color: var(--muted); margin: 0; }
.about-section { background: #f0f6fa; }
.about-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.principles { margin: 0; }
.principles > div { border-bottom: 1px solid #d4e1eb; padding: 18px 0; }
.principles > div:first-child { padding-top: 0; }
.principles > div:last-child { border-bottom: 0; padding-bottom: 0; }
.principles dt { font-weight: 800; font-size: 15px; margin-bottom: 6px; }
.principles dd { color: var(--muted); font-size: 14px; line-height: 1.65; margin: 0; }
.final-cta { padding: 52px 0; text-align: center; background: #08243a; color: #fff; }
.final-cta p { color: #c5d8e8; font-size: 15px; margin: 14px 0 24px; }
.site-footer { padding: 48px 0 30px; font-size: 13px; color: #a8bed3; background: var(--midnight); }
.site-footer .brand strong { color: #fff; }
.footer-heading { display: grid; grid-template-columns: 1fr 340px; gap: 48px; align-items: start; }
.footer-heading p { margin: 14px 0 0; }
.contact-info h2 { font-size: 15px; color: #edf6ff; }
.contact-info p { font-size: 12px; margin: 8px 0 0; }
.footer-nav { display: flex; flex-wrap: wrap; gap: 24px; padding-top: 28px; }
.site-notices { display: flex; flex-wrap: wrap; gap: 18px; padding: 22px 0; border-bottom: 1px solid #263346; }
.site-notices details { flex: 1 1 250px; max-width: 560px; }
.site-notices summary { color: #d3e4f3; font-weight: 700; cursor: pointer; width: fit-content; }
.site-notices p { margin: 12px 0 0; font-size: 12px; }
.disclosure { margin: 22px 0 0; font-size: 12px; line-height: 1.75; }
.site-notices > a { color: #d3e4f3; font-weight: 700; }
.site-notices > a:hover { color: var(--cyan); }
.contact-info a { text-decoration: underline; text-underline-offset: 3px; }
.legal-page { background: #fff; }
.legal-content { width: min(800px, calc(100% - 40px)); margin-inline: auto; padding: 48px 0 64px; overflow-wrap: anywhere; }
.legal-content h1 { font-size: 40px; }
.legal-content .updated { color: var(--muted); font-size: 14px; margin: 16px 0 28px; }
.legal-content h2 { font-size: 23px; margin-top: 32px; }
.legal-content p, .legal-content li { font-size: 16px; line-height: 1.75; }
.legal-content ul { padding-left: 24px; }
.legal-content li + li { margin-top: 6px; }
.legal-content a { color: #086574; text-decoration: underline; text-underline-offset: 3px; }
.legal-content address { font-style: normal; line-height: 1.75; margin-top: 16px; }

@media (max-width: 1050px) {
  .header-inner { display: grid; grid-template-columns: 1fr auto; gap: 14px; padding: 18px 0; }
  .site-nav { grid-column: 1 / -1; grid-row: 2; justify-content: center; }
  .header-cta { grid-column: 2; grid-row: 1; }
  .about-grid { gap: 36px; }
}

@media (max-width: 600px) {
  .legal-content { padding-block: 32px 42px; }
  .legal-content h1 { font-size: 32px; }
  .legal-content h2 { font-size: 21px; }
  .container, .header-inner { width: calc(100% - 40px); }
  .brand strong { font-size: 21px; }
  .brand-division { font-size: 11px; }
  .site-nav { gap: 10px 18px; justify-content: space-between; }
  .site-nav a { font-size: 11px; padding: 6px 0; }
  .hero { min-height: 0; padding: 42px 0; }
  h1 { font-size: 36px; line-height: 1.14; }
  h2 { font-size: 27px; }
  .description { font-size: 16px; margin: 18px 0 24px; }
  .button { width: 100%; }
  .header-cta { width: auto; max-width: 160px; padding: 10px 12px; font-size: 11px; }
  .hero-note { font-size: 11px; }
  .insurance-options, .how-it-works, .about-section { padding: 42px 0; }
  .section-heading { margin-bottom: 26px; text-align: left; }
  .options-grid, .steps-grid, .about-grid, .footer-heading { grid-template-columns: minmax(0, 1fr); gap: 18px; }
  .option-card { padding: 24px; }
  .steps-grid { gap: 0; }
  .about-grid { gap: 30px; }
  .final-cta { padding: 42px 0; }
  .site-footer { padding: 36px 0 24px; }
  .footer-heading { gap: 28px; }
  .footer-nav { gap: 16px; }
}